The Florida Workers’ Compensation Claims Process: Common Issues That Can Derail Your Benefits

You were hurt at work in Fort Lauderdale, and now you are trying to figure out what happens next. The workers’ compensation system is supposed to be straightforward: You get injured, you report it, you get treated, you get paid. Unfortunately, in practice, it’s not always so easy.
Knowing how the process is supposed to work and the problems that often arise puts you in a much stronger position. Our experienced Fort Lauderdale workers’ compensation lawyer walks you through the claims process and explains the issues that most commonly cost injured workers time, money, and benefits.
How the Fort Lauderdale Workers’ Compensation Claims Process Works
Understanding what happens in a Fort Lauderdale workers’ compensation claim can help you recognize when something is off. According to the Florida Division of Workers’ Compensation, here is how it is supposed to work:
- You suffer a workplace injury and report it to your employer in writing within 30 days as required by Section 440.185 of the Florida Statutes.
- Your employer notifies their workers’ compensation insurer within seven days of receiving your report.
- The insurer assigns a claims adjuster who contacts you to gather information and open the claim.
- Your employer or their insurer directs you to an authorized treating physician for your initial evaluation and ongoing medical care.
- Your authorized treating physician manages your treatment, issues work restrictions, and monitors your recovery.
- Temporary disability benefits offset lost income during recovery and are based on your average wages.
- Additional benefits are available for permanent impairments.
On paper, the process seems easy enough. In practice, common issues often arise that could jeopardize your rights to benefits.
Common Issues That Arise in Fort Lauderdale Workers’ Compensation Claims
Workers’ compensation helps offset losses when on-the-job injuries happen in Fort Lauderdale, but there are some common issues that can quickly delay your claim. These include:
- Your employer doesn’t report your injury.
- The insurance company disputes what happened or denies your claim.
- Authorized treatment providers downplay your injuries.
- There are errors in the way your wage-loss benefits were calculated.
- You feel pressured to return to work too soon.
- Your benefits either arrive late or stop without explanation.
When you suffer work-related injuries in South Florida, the last thing you need to deal with is insurer disputes and other problems. To protect yourself and your rights to benefits, get professional legal help.
Running Into Problems Getting Benefits? Contact Our Experienced Fort Lauderdale Workers’ Compensation Lawyer
Work-related injuries are common in South Florida and can impact your life for a long time afterward. Fortunately, workers’ compensation can help cover your medical treatment, lost earnings while you recover, and other losses. Our experienced Fort Lauderdale workers’ compensation lawyer protects your rights and helps you get the total amount you deserve.
If you are running into problems getting benefits, call or contact the Law Offices of David M. Benenfeld, P.A., online. Request a consultation at our Sunrise, Fort Lauderdale, or West Palm Beach office today.
Sources:
myfloridacfo.com/division/wc/employee/frequently-asked-questions
leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0400-0499/0440/Sections/0440.185.html
