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Lyft is one of the leading players in the relatively new ride-sharing industry that is threatening to marginalize or perhaps even completely destroy the traditional taxi industry. Although ride-sharing services are generally safe, accidents do happen from time to time. And Florida’s status as a major tourist destination translates to many injured victims from out of state. Contact our lawyer today if you have been involved in a rideshare accident.

What to Do in Case of an Accident

If you are involved in a Lyft accident (whether or not you were riding in a Lyft vehicle), it is important to take the following steps, to the extent that your injuries will permit:

  • Take photographs of the accident scene, all vehicles involved, your injuries, and the drivers’ licenses and insurance information of any potential defendants.
  • Obtain contact details for any potential witnesses.
  • Cooperate with the police so that all relevant information will be included in the police report.
  • Seek medical attention as soon as possible to generate evidence of any injury.

Lyft Driver Insurance

A Lyft driver’s personal insurance policy probably will not pay out on a Lyft accident claim, at least not if the driver was carrying a passenger or on his way to meet a passenger. This is because most auto insurance policies exclude coverage for accidents that occur while engaged in commercial activities.

Florida law requires either the driver, or Lyft itself, to offer insurance with certain minimum coverage limits that covers commercial driving. Lyft driver insurance can pay out even when the driver’s personal insurance policy will not cover the accident. It can also pay out if a passenger is injured in an accident caused by an uninsured third-party motorist.

Don’t Try to Handle a Sizable Claim Yourself

Insurance companies are expert negotiators, and attempting to settle a sizable claim without expert legal representation is like a novice stepping into the ring with a trained prizefighter. Most car accident claimants do not ultimately receive the amount their claim is worth. My clients almost always do, however, because I won’t settle for anything less.

Florida Rideshare FAQs

What is the Uber/Lyft Bill?

The Uber/Lyft Bill is a law passed by the Florida legislature that requires:

  • drivers to carry insurance beyond the general state minimum coverage requirements;
  • ride-sharing services to perform background checks on drivers; and
  • ride-sharing companies to institute a zero tolerance policy against on-duty drug and alcohol use.

What are the minimum auto insurance coverage requirements for Lyft drivers in Florida while the driver is providing a ride?

Florida law requires:

  • Liability coverage for bodily injury, death, and property damage of at least $1 million; and
  • The same Uninsured Motorist and Personal Injury Protection insurance that is required of other Florida drivers.

What are the minimum coverage requirements for Lyft drivers in Florida while the driver is logged on but not providing a ride?

Florida law requires:

  • Liability coverage for death and bodily injury of at least $50,000 per person and $100,000 per accident;
  • Property damage coverage of at least $25,000 per accident; and
  • The same Uninsured Motorist and Personal Injury Protection insurance that is required of other Florida drivers.

As a passenger, am I still covered by Lyft driver insurance if the driver didn’t formally accept my ride request through the Lyft application?

Yes, but your coverage drops from $1,000,000 to $50,000. That is why you should always insist that the driver formally accept your ride request.

Your Legal Bill is Zero Unless You Win

I operate on a contingency fee basis, which means that my legal fees are charged as a percentage of whatever amount I recover for you. Since I don’t charge any upfront legal fees, you can feel free to seek my representation even if you don’t have a dime to spare. It is the quality of your claim that concerns me, not the size of your bank account.

Have You Been Injured in a Lyft Accident in Florida? The Time to Act Is Now

Insurance companies laugh behind the backs of claimants who are unrepresented or who are represented by inexperienced legal counsel. You need a lawyer to represent you that has experience in Lyft auto accident claims.

If you have been injured in a Florida Lyft accident, or if your loved one lost his life that way, call David M. Benenfeld at 954-677-0155, or complete the online contact form to schedule a free, no-obligation consultation.

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