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If you have been injured in a car accident and have an insurance claim against State Farm, attorney David M. Benenfeld is here to help. Mr. Benenfeld has over a decade of experience helping clients secure compensation from the insurance companies for car accidents.

Following a car accident, you have enough to deal with even without trying to protect yourself against the insurance companies. While the adjusters may seem friendly and act like they are on your side, what they are really trying to do is to get you to accept as little compensation as possible for your injuries and losses. In fact, what they really want is for you to settle quickly, while you are still coping with the accident and before you realize how much you have truly lost.

This is true of all big insurance companies like State Farm. They are in business to make money – to collect their policyholders’ premiums and to avoid paying out claims whenever and wherever possible. They don’t care about accident victims, they care about their own bottom lines. As a result, to make sure that you receive just compensation after a car accident, it is critical to have an experienced advocate on your side.

Experienced and Aggressive Representation for State Farm Car Accident Claims

At The Law Offices of David M. Benenfeld P.A., we are committed to securing maximum compensation from the insurance companies. We are familiar with their tactics, and we know how often they convince accident victims to unknowingly give up their legal rights. If you have been injured in a car accident in South Florida, don’t let State Farm take advantage of you. Contact us so that we can help you win the compensation that you deserve.

What You Need to Know for Pursuing an Insurance Claim After a Car Accident

When dealing with State Farm (or any other insurance company) after a car accident, you need to be very careful to protect your rights. In fact, the best thing you can do is to avoid speaking with the adjusters all together. At The Law Offices of David M. Benenfeld P.A., we deal with State Farm directly to make sure that our clients don’t get persuaded to make mistakes that harm their claims.

Here are three important things you need to know about dealing with the insurance companies after a car accident in South Florida:

1. At This Point, You Don’t Know How Much You’ve Lost.

As the victim of a car accident, it is very possible that you have suffered substantial losses. This includes not only the medical bills you incurred after the collision, but also your:

  • Lost income (past and future)
  • Pain and suffering
  • Scarring and disfigurement
  • Emotional distress
  • Future medical care

In serious accidents, victims’ damages can easily run into the tens, and even hundreds, of thousands of dollars.

The insurance companies know this, but they also know that you need money right away. And, remember, their goal is always to pay as little as possible. To do this, they will try to get you to settle before you know how much you’ve lost. Do not make the mistake of settling too early. Let us provide you with a thorough case assessment so that you can seek full compensation.

2. Insurance Settlements Are Forever.

This is another fact that most insurance adjusters will not tell you. When you accept an insurance settlement, your claim is over. You cannot seek additional compensation in the future – not from the insurance company, and not even from the negligent driver directly. This is yet another reason why you need to have all of the information about your injuries before you even think about settling your claim.

3. Anything You Say Will Be Used Against You.

When the State Farm adjusters call you, they will try to get you to make statements on the record about the accident and your injuries. Why? Because they want to be able to use your own words against you. Statements like, “I’m not sure who was at fault,” or, “Maybe I was speeding, I don’t know,” are like gold to the insurance companies. You do not have to give a recorded statement, and you should avoid doing so.

Get Help for Your State Farm Car Accident Claim

Whether the driver who hit you has State Farm or you need to pursue a claim under your State Farm underinsured/uninsured motorist policy, we can help you protect your rights. To schedule a free consultation with attorney David M. Benenfeld, call 954-677-0155 or request an appointment online today.

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