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Do you have a workers’ compensation claim involving Hartford Insurance Company? If so, The Law Offices of David M. Benenfeld P.A. can help. Attorney David M. Benenfeld has over a decade of experience helping injured workers in Sunrise, Ft. Lauderdale, Miami, and West Palm Beach secure the benefits they deserve.

In Florida, if you are an employee and you get hurt at work, you are entitled to receive full workers’ compensation benefits for your work-related injury. With only a few exceptions, this is how claims are supposed to work under Florida’s “no-fault” workers’ compensation system. Unfortunately, many employers and their insurance companies make it extremely difficult for injured employees to secure the benefits they deserve, and this makes it critical for injured workers to seek representation from an experienced attorney.

At The Law Offices of David M. Benenfeld P.A., we represent injured employees in workers’ compensation claims involving Hartford Insurance Company throughout South Florida. We know the insurance companies’ tactics, and for more than 10 years we have been helping clients in Sunrise, Ft. Lauderdale, Miami, and West Palm Beach win the benefits that they deserve. If you have a workers’ compensation claim, you need to be careful to avoid jeopardizing your rights. We can guide you every step of the way.

Recover Maximum Benefits for Your South Florida Workers’ Compensation Claim

While workers’ compensation claims are very different from other types of personal injury claims, there is one way in which they are similar: They typically involve dealing with an insurance company that only has its own best interests in mind.

Especially since workers’ compensation is a “no-fault” system (meaning that injured workers can seek compensation almost regardless of the cause of their injuries), you would expect filing a claim to be easy. Unfortunately, this isn’t the case. Hartford Insurance Company and other workers’ compensation insurers regularly use a number of different tactics in order to minimize the benefits they pay to injured workers and even to not pay benefits at all. For workers without experienced legal representation, it is not uncommon to have claims completely denied.

If you are covered by workers’ compensation, you may be legally entitled to three different types of benefits for your work-related injury. These are:

  • Medical Benefits – You are entitled to have the costs of your injury-related medical treatment covered by your employer’s workers’ compensation insurance policy.
  • Mileage Benefits – You are also entitled to reimbursement for your mileage while driving to authorized and approved doctor’s visits, testing, and physical therapy.
  • Disability Benefits – If your injury limits your ability to work (or prevents you from working entirely), you are entitled to disability benefits to compensate for your loss of income.

What Injured Employees Need to Know About Workers’ Compensation Claims

1. Am I covered by workers’ compensation?

If you are an employee in Florida (not an independent contractor), you are most likely covered by workers’ compensation. Workers’ compensation covers most employees’ work-related injuries regardless of the cause or who was responsible.

2. What do I need to do to file a workers’ compensation claim?

The best way to file a workers’ compensation claim is to hire an attorney to file the claim for you. Insurance companies (like Hartford Insurance Company) will look for any excuse to minimize or deny an injured worker’s claim for benefits, and you do not want to make simple mistakes that could harm your chances of securing just compensation. At The Law Offices of David M. Benenfeld P.A., we will handle your workers’ compensation claim for you so that you can focus on your physical and emotional recovery.

3. Do I have to give a recorded statement?

No, absolutely not. Insurance companies collect recorded statements for one reason: To use injury victims’ own words against them. Adjusters at big insurers like Hartford Insurance Company are trained to solicit damaging recorded statements, and the best thing that you can do to protect yourself is to avoid giving a recorded statement altogether.

4. Can I receive a lump sum payment?

Potentially, yes. We frequently seek to negotiate lump sum payments on behalf of our workers’ compensation clients.

5. What does it cost to hire an attorney for my workers’ compensation claim?

At The Law Offices of David M. Benenfeld P.A., we handle all workers’ compensation cases on a contingency-fee basis. This means that you do not pay anything out of pocket for our legal representation. If we help you secure benefits, we receive a fee based upon a percentage of your recovery.

Schedule a Free Consultation with Workers’ Compensation Lawyer David M. Benenfeld

If you are dealing with Hartford Insurance Company for your workers’ compensation claim in South Florida, we encourage you to contact us for a free strategy session and to learn more about the steps that you should be taking to protect your legal rights. To speak with attorney David M. Benenfeld about your claim, call our offices at 954-677-0155 or send us a message online today.

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